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Registered: ‎07-06-2012

Credit bureaus and recording history of on-time payments

‎07-06-2012 11:01:18 AM

When I look at the details on my credit report, it doesn't show all my on-time payments to ATT. Why dont' they report these to the credit bureaus? I've had credit reports in the past where utilities reported my paayments

ACE - Guru

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Re: Credit bureaus and recording history of on-time payments

‎07-07-2012 04:20:31 AM

Because they are not required to. I've never seen any utility company report to a credit bureau unless the account was delinquent.

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Re: Credit bureaus and recording history of on-time payments

[ Edited ]

‎07-11-2012 08:55:10 AM - edited ‎07-11-2012 08:59:08 AM

rebeccaleone123 wrote:
When I look at the details on my credit report, it doesn't show all my on-time payments to ATT. Why dont' they report these to the credit bureaus? I've had credit reports in the past where utilities reported my paayments

I have only ever seen revolving type credit and loans (mortgage, car loans etc) on my credit report.

Per this website, it is up to the utility whether to report it and most don't. Could you imagine the extra overhead that utility companies would take on if they reported each payment and then have to defend themselves for each disagreement? I bet that Netflix doesn't report, either.

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