Does att offer any sort of payment plans for costly phones?

[quackers33]

i was curious if att would offer any sort of payment plan for a phone because im still young but i have a job so i pay for my own phone and such and it would be easier on my bank if i could pay it off over a period of time

[kdfederer ACE - Professor]

No, you must pay for phones up front. The only way to pay on time is with a credit card.
If you are starting a new account in your name, it may require a deposit if you do not have any credit history, which adds to your beginning costs.
If you can't afford a phone, wait until you have the money to buy the phone.

[ilikewireless ACE - Professor]

Quackers33, I recommend that you also checkout AT&T prepaid phones that are easier to own.

[KenDog210]

Technically ATT is letting pay for the phone over a period of time.  That's why you have to sign a 2 year contract.  A iphone is around $600-700 bucks.  We pay $200-300 for one.  ATT eats the additional upfront cost.  They then get that money back as you pay for their service over the two years.

Since you are young, this may be an excellent learning experience.  It is important to learn your priorities.  Having one of the top of the line cell phones and/or cell phone providers shouldn't really be a priority for you at this time in your life.  If you find it difficult to afford the phone, you might want to consider a prepaid option.

You are young.  You should do what you can to build your credit.  Don't put yourself in a situation where you might be harming it.

[Krillz]

Check to see if they have any offers for new acct to get a free phone. Check the internet it is usually free only on the internet but if you go to a store you may have to pay for it. Also depending on credit you may be required to pay a deposit.

[jamileh]

I think ilikewireless' suggestion is a good one. 

If you're not in a place where you feel comfortable getting a contract where you're obligated to pay a certain amount each month, maybe a GoPhone is a better option. 

Here's a link to GoPhone info: http://www.att.com/shop/wireless/gophone.html and a link to the Prepaid board if you have any questions about it: http://forums.att.com/t5/Prepaid/bd-p/prepaid

I hope this helps!!